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Any Helpful Resource for Late Night Car Breakdowns

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    Last week my car broke down after 10 pm and I struggled to figure out what to do next since most garages were closed. I started searching online for a helpful resource that explains what steps to take in these situations, especially when you are stuck outside normal working hours. It can be confusing deciding whether to call insurance, roadside assistance, or a local recovery service. Does anyone here rely on a specific guide or checklist that actually works in real life situations?